How to go about Seeking Insurance Coverage for Drug Abuse or Alcohol Abuse Treatment in Missouri
June 30, 2008
Though substance abuse and addiction treatment is extremely expensive, there are options to help you with the financing aspect. Consider this: a single admission for heroin rehab in Missouri can cost anywhere between $6,000 and $10,000 depending on the kind of program you have taken. Then there would be relapses, and each relapse treatment program in Missouri costs extra. That means the whole treatment program in Missouri is really going to set back the monetary reserves of a family by a grand amount.
But the good news is that your insurance providers will cover for most of the programs. However, the pity is that most people do not consider they will need an addiction treatment when they are taking out an insurance plan. Hence, you must make sure that the insurance plan you have covers for addiction treatment in Missouri. One way to do it is to check their documentation minutely. But the better way is to speak with them directly or to the agent who provided you with the plan in the first place.
Since the insurance providers do not cover for every kind of addiction treatment program in Missouri, it is good to go by their suggestions. Ask them what kind of programs they cover for, and try to include these in your treatment plan. Most detox treatment programs are covered, but you may have to pay for the aftercare sessions. Even such an arrangement could help you greatly.
Ask the insurance providers in advance what kinds of addiction treatment in Missouri they will cover. Then, go according to this plan, which will make the coverage process smooth sailing for you.